What is a home warranty?

A home warranty plan is a service agreement that provides protection against the cost of unexpected wear and tear repairs or replacement on your property's major mechanical systems, such as your furnace or boiler or heat pump, air conditioning or evaporative cooler or whole house fan, electrical, plumbing, garage door opener, sump pump, and appliances. Many home warranty plans offer options that will cover your gas fireplace, hot tub, pool, septic tank and well.

Does it matter if I have a large home or older appliances?

Home warranty protection is available for all sizes of homes with no price increase for older homes. Whether your home s mechanical systems and appliances are new or a hundred years old, they are covered as long as your systems and appliances are in good working order at the start of the contract period.

Why do I need a home warranty?

A home warranty covers several important parts of the home's mechanical systems, appliances, plumbing, electrical, etc., at the same time. This will reduce budget concerns, eliminates the yellow pages, gives you peace of mind and best of all, and saves you money! 

Homeowners makes just one phone call and the home warranty company will generally help take care of the rest. It's that simple.

Manufacturers will often void an appliance warranty upon the sale of a home.  Home warranty companies provide coverage for appliance repairs not covered by manufacturers.

How does a home warranty differ from homeowner s insurance?

Your homeowner s policy is designed to cover hazards in your home such as theft and specific disasters. A home warranty plan, on the other hand, provides coverage for repairs to mechanical systems or appliances that break down due to normal wear and tear. Home warranty protection and your homeowner s policy compliment each other and provide complete home coverage.

Who can benefit from having our home warranty coverage?

A home warranty is valuable for all homes whether they are involved in a real estate transaction or not, and is available for single family homes, condominiums, townhomes, duplex, triplex, fourplex and properties or in the process of being built.

Homeowners all over know that maintaining a household can be an enormous expense. Home Warranty customers enjoy convenience, saving, and peace of mind with our home warranty coverage protection.

Does it matter if the property is my primary residence?

A Blue Ribbon Home Warranty applies to any home whether or not it is your primary residence. Budgeting for repairs or replacement of appliances, mechanical systems, or an electrical systems for a home can be difficult; Home Warranties help property owners save money and provides quality, prescreened service professionals for your repairs or replacements.

What can you do to minimize these expenses? Anticipating these higher expenditures can be difficult. A home warranty helps maintain your budget, while providing fast, reliable service, and high quality repairs or replacements for your investment property.

Home Buyers' Advantages

Over two thirds of all properties have at least two major mechanical systems fail within the first three years following the purchase of a pre-owned home. A Home Warranty provides peace of mind in the purchase process, knowing that wear and tear repairs and replacements are covered under your home warranty plan.

It's fair to say that your home is your most important purchase. However, you may have a tight budget after coming up with the funds required for closing. With so many of a home's systems hidden from view, it's easy to take them for granted until something fails. The last thing you want to do is pay to replace or repair a costly appliance or major system a short time later can be devastating. A Home Warranty is a buyer s best defense against these unexpected expenses.

Anyone can pay for a Home Warranty. In fact, all parties can agree to share in the cost at closing